Form 4: OppFi Director Schwartz Reports Stock Transactions

OppFi Inc. Director Todd G. Schwartz reported transactions involving Class A Common Stock, including shares withheld for tax obligations and holdings through various entities.

Summary

• Todd G. Schwartz, a Director, 10% Owner, and CEO of OppFi Inc. (OPFI), reported transactions on July 1, 2026.
• These transactions involved Class A Common Stock.
• 2,643 shares were withheld to cover tax obligations upon the settlement of vested restricted stock units.
• 4,497 shares were also withheld for tax purposes.
• Following these transactions, Schwartz directly beneficially owns 306,207 shares and 301,710 shares.
• Additionally, he indirectly beneficially owns 24,656,083 shares through TGS Revocable Trust, 24,656,083 shares through TGS Capital Group, LP, and 1,949,309 shares through TGS MCS Capital Group LP.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this filing as neutral, as it reports routine insider transactions related to compensation and tax obligations, without indicating new strategic developments or significant changes in beneficial ownership beyond normal course of business.

Positives

• The reporting person, Todd G. Schwartz, continues to hold significant beneficial ownership in OppFi Inc. across direct and indirect holdings.
• The withholding of shares for tax obligations indicates a settlement of vested restricted stock units, suggesting compensation realization.

Negatives

• The filing details shares withheld for tax obligations, which represents a reduction in the number of shares held by the reporting person.
• The specific amounts withheld are 2,643 and 4,497 shares.

Future Outlook

No specific future outlook or guidance is provided in this Form 4 filing, which solely reports past transactions.

Industry Context

StockSavvy.ai notes that Form 4 filings are standard disclosures for insiders and do not typically contain strategic commentary. The transactions reported here are routine for executive compensation and tax management.

Stakeholder Impact

• Shareholders: The filing provides transparency on insider holdings and transactions, which is a standard part of corporate governance and can inform investor understanding of insider activity.

Key Dates

Keywords

OppFi Inc., OPFI, Form 4, Stock Transaction, Beneficial Ownership, Class A Common Stock, Restricted Stock Units, Tax Withholding, Director, CEO, 10% Owner