Form 4: OppFi CFO Pamela Johnson Reports Planned Stock Transactions
Insider Transaction Report
OppFi's Chief Financial Officer, Pamela D. Johnson, reported the settlement of restricted stock units and subsequent sale of Class A Common Stock under a pre-arranged trading plan.
Summary
- Pamela D. Johnson, CFO of OppFi Inc. (OPFI), acquired 1,041 shares of Class A Common Stock on July 1, 2025, through the settlement of restricted stock units (RSUs).
- On July 1, 2025, a total of 3,994 shares of Class A Common Stock were withheld to cover tax withholding obligations related to the RSU settlement, with a price of $13.99 per share.
- On July 2, 2025, Pamela D. Johnson sold 5,495 shares of Class A Common Stock at a price of $13.41 per share.
- The sale of shares on July 2, 2025, was executed pursuant to a Rule 10b5-1 trading plan adopted by Ms. Johnson on March 10, 2025.
- Following these transactions, Pamela D. Johnson's direct beneficial ownership of Class A Common Stock stands at 164,570 shares.
Sentiment
Score: 6
Explanation: The document reports routine insider transactions, including RSU vesting and a planned stock sale. While a sale by a CFO could be seen as slightly negative, the fact it's under a 10b5-1 plan makes it an expected, non-eventful disclosure, leading to a neutral-to-slightly-positive sentiment due to the RSU vesting.
Positives
- The vesting of 1,041 restricted stock units represents a positive compensation event for the CFO, Pamela D. Johnson.
Negatives
- The sale of 5,495 shares by the CFO, while planned, reduces insider ownership.
Future Outlook
No forward-looking statements or guidance regarding the company's future performance or strategic direction are provided.
Industry Context
This filing details routine insider stock transactions, which are common occurrences across all publicly traded companies as part of executive compensation and personal financial management. It does not provide insights into broader industry trends.
Stakeholder Impact
- Shareholders: The sale of 5,495 shares by the CFO represents a minor dilution of insider ownership, but given it's a planned transaction, it is unlikely to cause significant concern.
Key Dates
| Date | Description |
|---|---|
| 2021-10-01 | Date of grant for 16,660 Restricted Stock Units (RSUs) to Pamela D. Johnson. |
| 2025-03-10 | Date Pamela D. Johnson adopted the Rule 10b5-1 trading plan. |
| 2025-07-01 | Date of RSU settlement and vesting, resulting in the acquisition of 1,041 shares and the withholding of 3,994 shares for tax obligations. |
| 2025-07-02 | Date of sale of 5,495 shares of Class A Common Stock by Pamela D. Johnson. |
| 2025-07-03 | Date the Form 4 filing was signed. |
Keywords
OppFi, OPFI, Form 4, Insider Trading, Stock Sale, Restricted Stock Units, RSU, CFO, Pamela D. Johnson, 10b5-1 Plan, Equity Compensation
Disclaimer:The information provided here is for general informational purposes only and does not constitute financial advice, recommendation, or endorsement of any kind. It may contain errors or omissions. You should not rely on this information to make financial decisions. Always seek the advice of a qualified financial professional before making any investment or financial decisions. Use of this information is at your own risk.