OppFi Inc. entered into a Third Amendment to its Second Amended and Restated Revolving Credit Agreement on April 10, 2026. The amendment expands the list of Approved Bank Partner Originator States and modifies eligibility criteria and collateral performance triggers. The company terminated its total return swaps (TRS) with Midtown Madison Management on April 15, 2026. OppFi borrowed approximately $46.5 million under the amended credit agreement to purchase the receivables previously financed under the terminated TRS facility. The acquisition of these receivables did not change the company's consolidated receivables balance due to the existing structure of the total return swaps.