SCHEDULE: Aristeia Capital Discloses 5.14% Stake in OppFi Warrants

Aristeia Capital, L.L.C. has disclosed a 5.14% beneficial ownership stake in OppFi Inc. warrants, exercisable for Class A common stock.

Summary

• Aristeia Capital, L.L.C. reported beneficial ownership of 1,509,569 warrants of OppFi Inc.
• These warrants are exercisable for one share of Class A common stock each, at an exercise price of $11.50 per share.
• The reported stake represents 5.14% of the class of securities.
• The percentage was calculated based on 27,868,255 Class A shares outstanding as of June 30, 2025, plus the 1,509,569 warrants.
• The securities were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of OppFi Inc.

Sentiment

Score: 5

Explanation: A Schedule 13G filing is a routine disclosure of beneficial ownership and is generally neutral in sentiment. While it indicates an institutional investor's position, it does not provide operational or financial performance updates that would typically drive strong positive or negative sentiment.

Positives

• A significant institutional investor, Aristeia Capital, has taken a notable position in OppFi Inc. warrants, indicating potential confidence or investment interest in the company's equity-linked securities.

Negatives

• No specific negatives regarding OppFi Inc.'s operational performance or financial health are disclosed in this beneficial ownership filing.

Risks

• No specific risks related to the issuer's operations or financial health are disclosed in this beneficial ownership filing. The filing pertains solely to the beneficial ownership of warrants.

Future Outlook

This Schedule 13G filing is a disclosure of beneficial ownership and does not contain forward-looking statements or guidance regarding OppFi Inc.'s future operations or financial performance.

Management Comments

• This filing does not contain direct quotes or paraphrased statements from OppFi Inc. management. It includes a certification from Aristeia Capital, L.L.C.'s Chief Operating Officer, Andrew B. David, stating that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer.

Industry Context

This filing indicates an institutional investor's interest in OppFi Inc., a company operating in the financial services sector, specifically related to its equity-linked securities (warrants). Such disclosures are routine for significant ownership stakes and reflect investment decisions within the broader financial market.

Comparison to Industry Standards

• This filing is a standard Schedule 13G disclosure, indicating a passive ownership stake above the 5% threshold. It does not provide operational or financial results for comparison to industry benchmarks or specific comparable companies or projects.

Stakeholder Impact

• Shareholders: Provides transparency regarding a significant institutional investor's stake in the company's warrants.
• Investors: Offers insight into institutional investment activity in OppFi Inc.

Next Steps

• This filing does not specify any future actions, events, or milestones for OppFi Inc. or Aristeia Capital, L.L.C. beyond the routine compliance with SEC reporting requirements.

Key Dates

Keywords

OppFi Inc., Aristeia Capital, Warrants, Class A Common Stock, SEC Filing, Schedule 13G, Beneficial Ownership, Financial Services, Investment