A net loss of $0.460 million was reported for the three months ended March 31, 2026, a reversal from a net income of $0.617 million in the same period of 2025. Total revenue decreased by 16% to $20.491 million for Q1 2026, down from $24.393 million in Q1 2025. Program fees revenue declined by 25% to $11.374 million, primarily due to a 24% decrease in certified loan volume. The number of certified loans facilitated decreased to 21,064 in Q1 2026 from 27,638 in Q1 2025. Profit share revenue increased by 3% to $6.950 million, mainly attributable to a smaller negative change in estimate adjustment. Operating income shifted to a loss of $0.633 million in Q1 2026, compared to an operating income of $0.762 million in Q1 2025. The Board of Directors increased the maximum aggregate amount of the share repurchase program from $25.0 million to $50.0 million and extended its expiration date to May 1, 2027. Cash and cash equivalents stood at $173.308 million as of March 31, 2026, a decrease from $176.614 million as of December 31, 2025. Net cash used in operating activities improved significantly, decreasing by $3.1 million to $0.764 million for Q1 2026, compared to $3.838 million used in Q1 2025.