Form 4: Bradley S. Adams Increases Stake in Old Second Bancorp

CFO & COO Bradley S. Adams acquired 35 shares of Old Second Bancorp, Inc. common stock through an employee savings plan.

Summary

• Bradley S. Adams, CFO & COO of Old Second Bancorp, Inc., reported an acquisition of 35 shares of common stock.
• The transaction occurred on March 31, 2026, via the company's 401(k) Employee Salary and Savings Plan.
• Following this transaction, the reporting person holds 10,159 shares indirectly through the 401(k) plan.
• The reporting person maintains a direct ownership of 160,401 shares and 84,980 restricted stock units.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral administrative filing reflecting standard employee benefit plan activity.

Positives

• Internal accumulation of shares by a key executive indicates alignment with shareholder interests.
• The acquisition reflects ongoing participation in the company's employee retirement savings program.

Negatives

• The transaction volume is immaterial relative to the total outstanding shares of the company.

Risks

• No specific risks were disclosed in this Form 4 filing.

Future Outlook

No forward-looking guidance or strategic outlook was provided in this filing.

Industry Context

StockSavvy.ai notes that routine 401(k) plan acquisitions by executives are standard administrative filings and generally do not signal a change in corporate strategy or market outlook.

Comparison to Industry Standards

• The transaction is consistent with standard executive compensation and retirement plan participation observed across the regional banking sector.

Stakeholder Impact

• Minimal impact on shareholders as the transaction is a routine retirement plan allocation.

Key Dates

Keywords

Old Second Bancorp, OSBC, Insider Trading, Form 4, CFO, Banking