Form 4: OLD MARKET CAPITAL CFO Boosts Stake Through Open Market Purchases and Equity Compensation

OLD MARKET CAPITAL Corp's Chief Financial Officer, Charles Krebs, significantly increased his beneficial ownership of common stock in early July 2025 through both open market purchases and compensation shares.

Summary

• Charles Krebs, Chief Financial Officer of OLD MARKET CAPITAL Corp (OMCC), reported multiple transactions that increased his beneficial ownership of common stock.
• On July 7, 2025, Krebs purchased 34 shares of common stock at a price of $5.70 per share.
• On July 8, 2025, he acquired 3,636 shares of common stock as compensation for his services as Chief Financial Officer, as stipulated by his employment agreement dated June 19, 2024.
• On July 9, 2025, Krebs made an additional purchase of 1,150 shares of common stock at a weighted average price of $6.18 per share, with individual transaction prices ranging from $6.14 to $6.25.
• Following these transactions, Charles Krebs' direct beneficial ownership of OMCC common stock increased to a total of 9,256 shares.

Sentiment

Score: 7

Explanation: The document reports insider buying and compensation, which are generally positive signals for investor confidence, indicating management's belief in the company's future prospects. No negative information is present.

Positives

• Chief Financial Officer Charles Krebs increased his direct beneficial ownership in OLD MARKET CAPITAL Corp (OMCC) to 9,256 shares, demonstrating confidence in the company's future.
• A substantial portion of the increase (3,636 shares) was received as compensation, which aligns management's financial interests directly with those of shareholders.
• Open market purchases by a key executive like the CFO can signal a positive internal outlook regarding the company's valuation and prospects.

Future Outlook

This document, an SEC Form 4, reports past insider transactions and does not contain forward-looking statements or guidance regarding the company's future performance.

Management Comments

• These shares were issued to the reporting person as compensation for his services as chief financial officer pursuant to his employment agreement dated June 19, 2024.
• The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $6.14 to $6.25, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within such range.

Industry Context

Insider buying, particularly by a Chief Financial Officer, is generally perceived as a positive signal in the market. It suggests that management believes the company's stock is undervalued or anticipates favorable future developments, aligning with broader industry sentiment that insider purchases often precede positive stock performance.

Comparison to Industry Standards

• Insider buying activity is widely regarded as a positive indicator across various industries, as it reflects management's confidence in the company's prospects.
• A CFO increasing their stake, whether through open market purchases or equity compensation, is a common practice that demonstrates strong alignment with shareholder interests, consistent with best practices in corporate governance and executive incentive structures.

Related Party Transactions

• Charles Krebs, Chief Financial Officer, received 3,636 shares of common stock as compensation for his services pursuant to an employment agreement dated June 19, 2024.

Stakeholder Impact

• Shareholders: The increase in beneficial ownership by the CFO, through both open market purchases and compensation, signals management's confidence in the company's future, potentially increasing investor trust and aligning interests.
• Employees: The equity compensation component for the CFO indicates a strategy to incentivize key management through stock ownership, which is a common practice to align executive performance with company success.

Next Steps

• The reporting person undertakes to provide full information regarding the number of shares purchased at each separate price within the $6.14 to $6.25 range upon request from the Issuer, any security holder, or the SEC staff.

Key Dates

Recommendation

Keywords

OLD MARKET CAPITAL Corp, OMCC, Charles Krebs, CFO, Insider Trading, Beneficial Ownership, Stock Purchase, Compensation Shares, SEC Form 4, Corporate Governance