SCHEDULE: Ohio Valley Banc Corp. ESOP Discloses 7.0% Stake

Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust reported beneficial ownership of 7.0% of the company's common stock as of December 31, 2025.

Summary

• Ohio Valley Banc Corp. Employees' Stock Ownership Plan and Trust (ESOP) and The Ohio Valley Bank Company filed an Amendment No. 13 to Schedule 13G.
• The filing indicates beneficial ownership of 332,569 shares of Ohio Valley Banc Corp. Common Stock by the ESOP, representing 7.0% of the class.
• The Ohio Valley Bank Company, as a reporting person, reported aggregate beneficial ownership of 356,327 shares, or 7.5% of the class.
• This aggregate ownership for The Ohio Valley Bank Company includes 23,758 shares with sole voting and dispositive power, and 332,569 shares with shared dispositive power, likely corresponding to the ESOP's holdings.
• The securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this filing as neutral. It is a routine regulatory disclosure of beneficial ownership by an employee stock ownership plan and the associated bank, not indicating any significant positive or negative operational or financial developments.

Future Outlook

NA

Management Comments

• The securities referred to were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities.

Industry Context

StockSavvy.ai notes that beneficial ownership filings like Schedule 13G provide transparency into significant holdings, particularly by institutional investors or, in this case, an employee stock ownership plan. Such filings are standard regulatory disclosures and do not inherently indicate a shift in broader industry trends, but rather reflect internal ownership structures.

Stakeholder Impact

• Shareholders: Provides transparency regarding a significant ownership stake held by the company's employee stock ownership plan and the bank itself, which can contribute to long-term stability and alignment of interests.

Key Dates

Keywords

Ohio Valley Banc Corp, Common Stock, Beneficial Ownership, Schedule 13G, ESOP, Employee Stock Ownership Plan, Bank, Financial Services