Net income for the three months ended March 31, 2026, was $10.0 million, compared to $10.6 million for the same period in 2025. Total assets decreased by $38.4 million to $2.0 billion, primarily driven by a $31.8 million reduction in net loans. Net interest income was $24.1 million, a slight decrease from $24.3 million in Q1 2025. The net interest margin compressed by 12 basis points to 4.99% compared to 5.11% in the prior year period. The company successfully reduced borrowings by $50.0 million during the quarter as part of a cost-of-funds management strategy.