Reported 1Q26 diluted EPS of $0.43, up 23% from $0.35 in 1Q25. Net interest income rose 23.6% year-over-year to $17.2 million. Net income before taxes reached $17.1 million, a 46.7% increase compared to 1Q25. Successfully closed a $295 million securitization backed by Alternative Loan Program (ALP) loans. Transitioned origination and funding of C&I long-amortizing loans to Newtek Bank, utilizing deposit funding instead of warehouse credit facilities.