Form 4: NBT Bancorp Insider Trades Common Stock

Ruth H. Mahoney, EVP/President of Wealth Mgmt at NBT Bancorp Inc., reported a transaction involving the acquisition of 5,000 shares of common stock.

Summary

• Ruth H. Mahoney, an officer of NBT Bancorp Inc. (NBTB), reported a transaction on June 5, 2026.
• Mahoney acquired 5,000 shares of NBT Bancorp Inc. common stock.
• The transaction was executed at a price of $46.6 per share.
• Following this transaction, Mahoney beneficially owns 16,427.542 shares directly.
• Additionally, Mahoney has indirect beneficial ownership of 4,720.689 shares through a 401k plan.
• The filing also notes 10,249.198 shares of phantom stock, each deemed invested in one share of NBT Bancorp Inc. common stock under the Deferred Compensation Plan.

Sentiment

Score: 6

Explanation: StockSavvy.ai views this as a neutral to slightly positive filing, as insider buying can indicate confidence, but it is a routine disclosure without broader strategic implications.

Positives

• Insider acquisition of company stock can signal confidence in the company's future prospects.
• The acquisition of 5,000 shares by a key executive demonstrates a personal investment in the company's success.

Future Outlook

No specific forward-looking statements or guidance were provided in this Form 4 filing.

Industry Context

StockSavvy.ai notes that Form 4 filings are standard disclosures for insider transactions. Such filings are closely watched by investors as they can provide insights into management's perception of the company's valuation and future performance. The acquisition of shares by an executive like Ruth H. Mahoney, who holds a significant role in Wealth Management, could be interpreted as a positive signal regarding the company's stability and growth potential within the financial services sector.

Stakeholder Impact

• Shareholders may view the insider purchase positively, interpreting it as a sign of confidence in the company's future performance.
• Employees, particularly those participating in the 401k plan, are indirectly exposed to the company's stock performance, which is influenced by management's actions and perceived confidence.

Key Dates

Keywords

NBT Bancorp, NBTB, Form 4, Insider Trading, Stock Transaction, Beneficial Ownership, Ruth H. Mahoney, Common Stock, Deferred Compensation Plan, 401k