Form 4: NBT Bancorp Exec Reports Routine Stock Change

NBT Bancorp's EVP/President of Wealth Management, Ruth H. Mahoney, reported a disposition of common stock to cover tax obligations.

Summary

• Ruth H. Mahoney, EVP/President of Wealth Management at NBT Bancorp Inc., reported a change in beneficial ownership of company securities.
• On August 15, 2025, Mahoney disposed of 758 shares of NBT Bancorp Inc. Common Stock at a price of $42.13 per share.
• This disposition was made to satisfy tax withholding obligations, indicated by the transaction code 'F'.
• Following this transaction, Mahoney directly owns 17,603.142 shares of NBT Bancorp Inc. Common Stock.
• Additionally, Mahoney indirectly owns 3,495.563 shares through a 401k plan.
• Mahoney also holds 9,287.828 shares of phantom stock, which are deemed invested in one share of NBT Bancorp Inc. common stock each, pursuant to the Deferred Compensation Plan.

Sentiment

Score: 5

Explanation: The filing reports a routine insider transaction (disposition for tax withholding) which is neither inherently positive nor negative for the company's outlook, thus indicating a neutral sentiment.

Future Outlook

NA

Industry Context

This filing reports a routine insider transaction specific to an individual executive's equity compensation and does not provide broader industry context or trends.

Stakeholder Impact

• The transaction is a routine insider stock disposition for tax purposes and is unlikely to have a significant direct impact on shareholders, employees, customers, suppliers, or creditors.

Key Dates

Recommendation

This Form 4 filing details a routine disposition of shares by an executive to cover tax obligations related to equity compensation. Such transactions are common and do not typically indicate a change in the company's fundamental performance or outlook, thus warranting a 'hold' recommendation based solely on this filing.

Keywords

NBT Bancorp, NBTB, insider transaction, Form 4, beneficial ownership, stock disposition, executive compensation