SCHEDULE: Vanguard Discloses 5.04% Stake in MVB Financial

The Vanguard Group has reported a 5.04% beneficial ownership stake in MVB Financial Corp. as of December 31, 2025.

Summary

• The Vanguard Group beneficially owns 634,414 shares of MVB Financial Corp. Common Stock.
• This represents 5.04% of the class of securities.
• Vanguard holds shared voting power over 76,067 shares and shared dispositive power over 634,414 shares.
• The filing is made under Rule 13d-1(b), indicating Vanguard is a qualified institutional investor.
• An internal realignment at The Vanguard Group, Inc. on January 12, 2026, means it no longer performs portfolio management or administers proxy voting, with subsidiaries expected to report beneficial ownership separately in the future.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral filing. It is a standard disclosure of beneficial ownership by a large institutional investor and does not contain new information regarding the issuer's operational or financial performance.

Future Outlook

The Vanguard Group anticipates that certain subsidiaries or business divisions will report beneficial ownership separately (on a disaggregated basis) from The Vanguard Group, Inc. following an internal realignment on January 12, 2026.

Industry Context

StockSavvy.ai notes that Schedule 13G filings are routine disclosures by large institutional investors like The Vanguard Group, indicating passive ownership exceeding 5% of a company's stock. This filing confirms Vanguard's continued significant, albeit passive, stake in MVB Financial Corp., a common occurrence for widely held public companies.

Stakeholder Impact

• Shareholders of MVB Financial Corp. are informed of The Vanguard Group's significant, passive ownership stake, which can be viewed as a vote of confidence from a major institutional investor.
• The internal realignment at Vanguard may lead to disaggregated reporting from its subsidiaries in future filings, potentially providing more granular detail on specific fund ownership.

Next Steps

• The Vanguard Group anticipates that certain subsidiaries or business divisions will report beneficial ownership separately from The Vanguard Group, Inc. in reliance on SEC Release No. 34-39538.

Key Dates

Keywords

MVB Financial Corp, Vanguard Group, Beneficial Ownership, Schedule 13G, Common Stock, Institutional Investor, Investment Adviser, SEC Filing