Reported a net loss of $514,598 for the fiscal year ended March 31, 2026, compared to a net loss of $326,640 in the prior year. Total assets decreased by 1.3% to $142.4 million, driven by a reduction in available-for-sale securities. Net loans increased by 3.3% to $110.5 million, reflecting growth in commercial real estate and commercial and industrial loan portfolios. Noninterest expenses rose by 10.4% to $4.9 million, primarily due to a $261,282 loss on the sale of investment securities and increased personnel and data processing costs. Maintained a well-capitalized status with a Community Bank Leverage Ratio (CBLR) of 9.6%.