SCHEDULE: Honig Family Discloses 5.37% Stake in MoneyHero Limited

Jonathan Honig and a related trust have reported a combined beneficial ownership of 5.37% of MoneyHero Limited's Class A Ordinary Shares.

Summary

• Jonathan Honig and Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013 (collectively, 'Reporting Persons') have filed a Schedule 13G.
• They beneficially own an aggregate of 1,614,005 Class A Ordinary Shares of MoneyHero Limited.
• This represents 5.3704% of the Class A Ordinary Shares outstanding.
• The percentage is based on 30,053,652 Class A Shares outstanding as of June 30, 2025, as reported on a Form 8-K filed on September 12, 2025.
• Jonathan Honig individually holds 1,117,401 Class A Shares.
• Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013 holds 496,604 Class A Shares.
• Jonathan Honig and Elizabeth Honig share voting and dispositive power over the shares held by the Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013.
• Jonathan Honig disclaims beneficial ownership of the Class A Shares held by the Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013.

Sentiment

Score: 6

Explanation: A 13G filing indicates a significant passive investment, which is generally a neutral to slightly positive signal of investor confidence, but it doesn't provide operational or financial performance data.

Positives

• A significant individual and trust stake of over 5% indicates a notable investment in MoneyHero Limited.
• The filing is a Schedule 13G, implying a passive investment intent, which typically suggests the investor is not seeking to influence control of the issuer.

Future Outlook

No forward-looking statements or guidance are provided in this ownership disclosure.

Management Comments

• Jonathan Honig disclaims beneficial ownership of the Class A Shares held by Elizabeth Honig TR FBO Elizabeth Honig Lifetime Trust UA July 9, 2013.
• The Reporting Persons certify that the securities were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer, nor in connection with any transaction having that purpose or effect, other than activities solely in connection with a nomination under Rule 240.14a-11.

Industry Context

This filing is a standard disclosure of a significant passive ownership stake. It does not provide information directly related to broader industry trends or competitors, but it signals investor confidence in MoneyHero Limited within the financial services/fintech sector.

Related Party Transactions

• No related party transactions are disclosed beyond the beneficial ownership structure involving Jonathan Honig and a trust where his wife, Elizabeth Honig, is the sole trustee and beneficial owner.

Stakeholder Impact

• Shareholders: Increased transparency regarding significant ownership stakes. Potential signal of long-term investor confidence.
• Management: Awareness of a significant passive shareholder group.

Key Dates

Recommendation

This Schedule 13G filing primarily serves as a disclosure of a significant passive ownership stake by Jonathan Honig and a related trust in MoneyHero Limited. While the establishment of a >5% stake by an individual investor and associated trust can be seen as a vote of confidence, this filing does not contain any operational, financial, or strategic updates that would materially alter the investment thesis or warrant a strong buy or sell recommendation. It simply provides transparency on beneficial ownership. Therefore, a 'hold' recommendation is appropriate as this filing alone does not present new information to change an existing position.

Keywords

MoneyHero Limited, Class A Ordinary Shares, Jonathan Honig, Elizabeth Honig, Schedule 13G, beneficial ownership, stake, investment, fintech, financial services