Reported Q1 2026 GAAP net income of $14 million ($0.27 per diluted share) and adjusted net income of $120 million ($2.35 per diluted share). Premium revenue for the quarter was $10.2 billion, a 4% year-over-year decrease. Total membership stands at approximately 5.0 million members as of March 31, 2026. Consolidated Medical Care Ratio (MCR) was 91.1% for the first quarter. Reaffirmed full-year 2026 guidance for premium revenue of approximately $42 billion and adjusted earnings of at least $5.00 per diluted share.