Medalist Diversified, Inc. subsidiary, Own Digital Treasury TRS, LLC, entered into a Pledged Asset Line Agreement (PAL Agreement) with Charles Schwab & Co., Inc. The facility is a revolving, non-purpose margin credit line secured by a first-priority lien on a designated brokerage account. The borrowing capacity is based on the collateral value in the account, currently set at $15.8 million as of May 21, 2026. Interest rates are variable, calculated based on the Secured Overnight Financing Rate (SOFR) plus an applicable margin.