SCHEDULE: Anthony Hsieh Reduces loanDepot Stake by 1.5 Million Shares

Sentiment:

Beneficial Ownership Amendment


Anthony Hsieh, a significant beneficial owner, has reduced his stake in loanDepot, Inc. by selling over 1.5 million Class A Common Stock shares.

Worse than expectedAnthony Hsieh, a significant beneficial owner and insider, has sold over 1.5 million shares of Class A Common Stock in the open market.Insider selling, especially by a major shareholder, is generally perceived as a negative signal, suggesting a potential lack of confidence in the company's future performance or that the stock is currently overvalued from the insider's perspective.

Summary

  • Anthony Hsieh, the Reporting Person, beneficially owns an aggregate of 122,288,933 shares of loanDepot, Inc.'s Class A Common Stock.
  • This ownership represents 52.28% of the Class A Common Stock, calculated based on 112,351,102 shares outstanding as of August 6, 2025.
  • The Reporting Person also holds 1,573,819 unvested restricted stock units (RSUs) of the Issuer.
  • Between August 27, 2025, and September 3, 2025, the Reporting Person, through the JLSSAA Trust, sold a total of 1,557,621 shares of Class A Common Stock.
  • The sales occurred at weighted average prices ranging from $2.0256 to $2.0962 per share.
  • On August 29, 2025, 24,606 RSUs were settled for a corresponding number of Class A Common Stock shares.

Sentiment

Score: 3

Explanation: The sentiment is negative due to significant insider selling by a major beneficial owner, which typically signals a lack of confidence or a belief that the stock is fully valued, potentially impacting investor perception negatively.

Negatives

  • A significant beneficial owner, Anthony Hsieh, has reduced his stake in loanDepot, Inc. by selling over 1.5 million shares of Class A Common Stock over a short period.
  • Insider selling by a major shareholder can be interpreted by the market as a signal of reduced confidence in the company's future prospects or that the stock is fully valued.

Future Outlook

No forward-looking statements or guidance are provided in this amendment to the Schedule 13D.

Industry Context

This filing, an amendment to a Schedule 13D, primarily details changes in beneficial ownership by a key insider and does not provide information directly related to broader industry trends or competitive landscape.

Related Party Transactions

  • Anthony Hsieh, the Reporting Person, sold 1,557,621 shares of Class A Common Stock through the JLSSAA Trust, which is a related party transaction due to his beneficial ownership and control.

Stakeholder Impact

  • Shareholders may interpret the significant insider selling by Anthony Hsieh as a negative signal, potentially leading to decreased investor confidence and downward pressure on the stock price.
  • The reduction in a major beneficial owner's stake could alter the perception of long-term commitment to the company's future among the investment community.

Key Dates

DateDescription
2021-11-16Initial Schedule 13D filed by Anthony Hsieh.
2022-04-26Previous amendment to Schedule 13D.
2022-05-06Previous amendment to Schedule 13D.
2023-01-10Previous amendment to Schedule 13D.
2023-02-07Previous amendment to Schedule 13D.
2023-04-06Previous amendment to Schedule 13D.
2024-05-28Previous amendment to Schedule 13D.
2024-08-20Previous amendment to Schedule 13D.
2024-09-03Previous amendment to Schedule 13D.
2024-09-10Previous amendment to Schedule 13D.
2024-09-16Previous amendment to Schedule 13D.
2024-11-05Previous amendment to Schedule 13D.
2024-11-25Previous amendment to Schedule 13D.
2024-12-05Previous amendment to Schedule 13D.
2025-03-07Previous amendment to Schedule 13D.
2025-07-23Previous amendment to Schedule 13D.
2025-08-06Date on which 112,351,102 shares of Class A Common Stock were outstanding, as reported by the Issuer on a Form 10-Q.
2025-08-08Date the Issuer filed a Form 10-Q with the SEC reporting outstanding shares.
2025-08-26Previous amendment to Schedule 13D.
2025-08-27Reporting Person sold 807,385 shares of Class A Common Stock.
2025-08-28Reporting Person sold 250,000 shares of Class A Common Stock.
2025-08-29Date of event requiring this filing; Reporting Person sold 211,079 shares of Class A Common Stock; 24,606 RSUs settled for Class A Common Stock.
2025-09-02Reporting Person sold 87,190 shares of Class A Common Stock.
2025-09-03Reporting Person sold 201,967 shares of Class A Common Stock; Date of filing of Amendment No. 18.

Recommendation

hold

The substantial insider selling by Anthony Hsieh, a major beneficial owner, suggests a potential lack of conviction in the company's near-term prospects or that the stock has reached a valuation he deems appropriate for divestment. While not an immediate 'sell' signal for all investors, it warrants caution and a 'hold' recommendation for existing shareholders, prompting a re-evaluation of their investment thesis. New investors should approach with caution, considering the insider's reduced stake.

Keywords

loanDepot, LDI, Anthony Hsieh, Schedule 13D, beneficial ownership, insider selling, stock sales, Class A Common Stock, equity stake

Disclaimer:The information provided here is for general informational purposes only and does not constitute financial advice, recommendation, or endorsement of any kind. It may contain errors or omissions. You should not rely on this information to make financial decisions. Always seek the advice of a qualified financial professional before making any investment or financial decisions. Use of this information is at your own risk.