Form 4: Live Oak Bancshares CRO Buys Shares

Live Oak Bancshares' Chief Risk Officer, Ewa Maria Stasiowska, acquired 2,595.231 shares of common stock at a weighted average price of $38.532 per share.

Summary

• Ewa Maria Stasiowska, the Chief Risk Officer of Live Oak Bancshares, Inc. (LOB), purchased 2,595.231 shares of the company's voting common stock.
• The transaction occurred on January 26, 2026, at a weighted average price of $38.532 per share.
• The total value of the shares acquired is approximately $100,100.
• The purchase was executed pursuant to a Rule 10b5-1(c) plan, indicating a pre-arranged trading plan.
• Following this transaction, Ms. Stasiowska directly beneficially owns 2,595.231 shares of Live Oak Bancshares common stock.

Sentiment

Score: 8

Explanation: The Chief Risk Officer's purchase of company stock, especially under a pre-arranged plan, indicates strong confidence in the company's future prospects and valuation, which is a positive signal for investors.

Positives

• The Chief Risk Officer's purchase of company stock signals strong insider confidence in Live Oak Bancshares' future prospects and current valuation.
• The transaction was made under a Rule 10b5-1(c) plan, which suggests a pre-planned investment strategy rather than a reactive trade.

Future Outlook

NA

Management Comments

• The reporting person undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the trades were effected.

Industry Context

This filing is specific to an insider transaction at Live Oak Bancshares and does not provide broader industry context or trends.

Stakeholder Impact

• Shareholders may interpret this insider purchase as a positive signal of management's belief in the company's value and future performance, potentially boosting investor confidence.

Key Dates

Recommendation

The Chief Risk Officer's purchase of company shares, particularly under a 10b5-1 plan, signals strong insider confidence in Live Oak Bancshares' future performance and current valuation. This direct investment by a key executive can be a positive indicator for investors considering a position in the stock.

Keywords

Live Oak Bancshares, LOB, insider trading, Form 4, stock purchase, Ewa Maria Stasiowska, Chief Risk Officer, 10b5-1 plan