Lincoln Mali, Chief Executive Officer: Southern Africa, received an annual base salary increase to ZAR 8,000,000 ($503,176), effective February 1, 2026. Mr. Mali was also awarded a one-off bonus of ZAR 3,500,000 ($220,140). Cash incentive awards for fiscal 2026 were adopted for Steven Heilbron, Lincoln Mali, and Dan Smith, with an expected performance range of 20% to 120% of their annual base salaries. The Remuneration Committee retains broad discretionary authority to evaluate performance outcomes and determine final award amounts, considering factors like overall financial performance, M&A impact, and changes in accounting or strategy. Quantitative performance factors for the awards include Group Net Revenue, Group Adjusted EBITDA, and Positive Earnings, with additional specific metrics for certain executives like Net Debt: EBITDA, Free Cash Flow Conversion, and Consumer Segment Adjusted EBITDA. Qualitative performance factors are tailored to each executive, focusing on strategic objectives such as M&A execution, Bank Zero acquisition integration, corporate culture development, regulatory engagement, stakeholder relationships, finance function improvements, treasury management, and strengthening Sarbanes-Oxley (Sox)-compliant internal controls.