The Board of Directors will meet on July 28, 2026, to consider declaring a quarterly dividend of up to $0.10 per share. The company suspended dividend payments in January 2024 and has not paid a dividend since November 2023. The dividend consideration is contingent upon a member vote by First Federal MHC, which holds 58.5% of the company's shares, to waive its right to receive dividends. Any dividend declaration remains subject to non-objection from the Federal Reserve Bank of Cleveland.