Form 4: Hoyne Bancorp CFO Increases Stake via Trust Purchases

Hoyne Bancorp's EVP and CFO, Thomas S. Manfre, acquired 18,217 shares of common stock through various trusts in December 2025, executed under a Rule 10b5-1 plan.

Summary

• Thomas S. Manfre, Executive Vice President and Chief Financial Officer of Hoyne Bancorp, Inc. (HYNE), reported multiple acquisitions of common stock.
• A total of 18,217 shares were acquired across five separate transactions on December 3, 2025, and December 5, 2025.
• The transactions were executed at prices ranging from $10.00 to $13.94 per share.
• All acquisitions were made indirectly through various trusts: the Thomas S. Manfre III Trust U/A DTD 4/23/2018, the Thomas J. Manfre IV Special Needs Trust U/A DTD 4/23/2018, and the Grace C. Manfre Special Needs Trust U/A DTD 4/23/2018.
• The transactions were made pursuant to a contract, instruction, or written plan for the purchase or sale of equity securities of the issuer, intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Sentiment

Score: 8

Explanation: The sentiment is highly positive due to significant insider buying by a key executive, indicating strong confidence in the company's future performance and valuation.

Positives

• Significant insider buying by a key executive (EVP and CFO) signals strong confidence in the company's future prospects and valuation.
• The acquisitions were made at varying price points, indicating a sustained belief in the stock's value.
• The use of a Rule 10b5-1 plan suggests a pre-planned investment strategy, often viewed positively as it mitigates concerns about opportunistic trading based on non-public information.

Future Outlook

This filing does not contain explicit forward-looking statements or guidance from the company. However, the insider's decision to increase his stake can be interpreted as a positive signal regarding his personal outlook on the company's future performance.

Industry Context

Insider buying, particularly by a CFO, is often seen as a strong indicator of management's belief in the company's intrinsic value and future growth prospects. In the financial services sector, such actions can reassure investors about the stability and strategic direction of the institution, especially in a dynamic economic environment.

Corporate Governance

Related Party Transactions

• The acquisitions were made indirectly through the Thomas S. Manfre III Trust U/A DTD 4/23/2018, the Thomas J. Manfre IV Special Needs Trust U/A DTD 4/23/2018, and the Grace C. Manfre Special Needs Trust U/A DTD 4/23/2018. These trusts represent beneficial ownership by the reporting person.

Stakeholder Impact

• Shareholders: The insider buying by the CFO could instill greater confidence among existing shareholders and attract potential investors, signaling management's belief in the company's value.
• Employees: A strong signal of management confidence can positively impact employee morale and perception of company stability.

Key Dates

Recommendation

The significant insider buying by Hoyne Bancorp's EVP and CFO, Thomas S. Manfre, is a strong positive signal. Executives typically have the most comprehensive understanding of a company's internal operations, strategic direction, and future prospects. Their decision to increase their personal stake, especially through a pre-planned Rule 10b5-1 arrangement, suggests a deep conviction in the company's undervaluation or strong future growth potential. This action provides a compelling reason for investors to consider initiating or increasing a position in the stock.

Keywords

Hoyne Bancorp, HYNE, Insider Buying, Form 4, Thomas S. Manfre, CFO, Stock Acquisition, Rule 10b5-1, Beneficial Ownership