Form 4: Fulton Financial SVP Fiol Reports Stock Transactions

Fulton Financial Senior Executive Vice President Andrew B. Fiol reported multiple transactions in company common stock, including ESPP purchases, dividend reinvestments, and a charitable contribution.

Summary

• Andrew B. Fiol, Senior Executive Vice President of Fulton Financial Corp, reported changes in his beneficial ownership of the company's common stock.
• Acquired 248.9144 shares of $2.50 par value Common Stock on June 6, 2025, through the Employee Stock Purchase Plan (ESPP) at a price of $17.02 per share.
• Acquired 256.0523 shares of $2.50 par value Common Stock on September 11, 2025, through the ESPP at a price of $19.30 per share.
• Acquired 492.9815 shares on July 16, 2025, pursuant to dividend reinvestment.
• Acquired 538.5833 shares on October 16, 2025, pursuant to dividend reinvestment.
• Disposed of 11,000 shares of $2.50 par value Common Stock on December 3, 2025, by contributing them to a donor-advised charitable fund, with a reported price of $0.00 for the transaction.
• Beneficial ownership following all reported transactions is 42,745.5185 shares of common stock.

Sentiment

Score: 6

Explanation: The filing reports routine insider transactions, including purchases through an employee stock plan and dividend reinvestments, which are generally positive, balanced by a charitable contribution of shares. The transactions appear to be pre-planned under a 10b5-1 plan, indicating no immediate shift in sentiment.

Positives

• Andrew B. Fiol's participation in the Employee Stock Purchase Plan (ESPP) on two occasions indicates continued investment in the company's equity.
• The reinvestment of dividends on two separate dates demonstrates a strategy to increase shareholdings over time.

Negatives

• A disposition of 11,000 shares occurred through a contribution to a donor-advised charitable fund, reducing direct beneficial ownership.

Risks

• NA

Future Outlook

NA

Industry Context

NA

Stakeholder Impact

• Shareholders: The transactions represent routine changes in an executive's personal holdings and are unlikely to have a significant direct impact on the broader shareholder base or company operations.

Key Dates

Recommendation

This Form 4 filing details routine insider transactions by a Senior Executive Vice President, including purchases through an Employee Stock Purchase Plan and dividend reinvestments, alongside a charitable contribution. These transactions are generally pre-planned under a Rule 10b5-1 plan and do not indicate a significant shift in company fundamentals or insider sentiment that would warrant a change from a 'hold' recommendation based solely on this filing.

Keywords

Fulton Financial, FULT, Andrew B. Fiol, SEC Form 4, Insider Trading, Stock Transactions, ESPP, Dividend Reinvestment, Charitable Contribution, Beneficial Ownership