SCHEDULE: Continental Group Boosts FreightCar America Stake to 6.5%

Sentiment:

Beneficial Ownership Report


Continental General Insurance Co. and affiliated entities, including Michael Gorzynski, reported a 6.5% beneficial ownership stake in FreightCar America, Inc. common stock.

Summary

  • Continental General Insurance Company (CGIC), Continental Insurance Group, Ltd. (CIG), Continental General Holdings LLC (CGH), and Michael Gorzynski collectively reported beneficial ownership of 1,247,976 shares of FreightCar America, Inc. Common Stock.
  • This aggregate amount represents approximately 6.5% of the outstanding shares of Common Stock.
  • The percentage is based on 19,118,966 shares of Common Stock outstanding as of June 9, 2025, as disclosed in FreightCar America's Amended Registration Statement on Form S-3/A filed on June 13, 2025.
  • All reporting persons share voting and dispositive power over the 1,247,976 shares, with no sole voting or dispositive power reported.
  • The filing is an Amendment No. 5 to a previously filed Schedule 13G.

Sentiment

Score: 5

Explanation: The filing is a factual disclosure of beneficial ownership and does not contain information that inherently indicates positive or negative sentiment regarding the issuer's performance or outlook.

Positives

  • NA

Negatives

  • NA

Risks

  • NA

Future Outlook

NA

Industry Context

NA

Related Party Transactions

  • The filing details a hierarchical ownership structure among the reporting persons: Continental General Insurance Company (CGIC) is solely owned by Continental Insurance Group, Ltd. (CIG), which is solely owned by Continental General Holdings LLC (CGH). Michael Gorzynski is the Manager of CGH. This structure results in all entities and Mr. Gorzynski beneficially owning the same 1,247,976 shares.

Stakeholder Impact

  • Shareholders are informed of a significant ownership stake held by a group of affiliated entities and an individual, which could influence market perception of the company's ownership structure and potential future investor engagement.

Key Dates

DateDescription
06/09/2025Date as of which 19,118,966 shares of Common Stock were outstanding, used for percentage calculation.
06/13/2025Date of filing of the Issuer's Amended Registration Statement on Form S-3/A, disclosing shares outstanding.
06/30/2025Date of event which requires filing of this statement.
08/13/2025Date of filing of this Schedule 13G Amendment No. 5.

Keywords

FreightCar America, FCA, Common Stock, Schedule 13G, Beneficial Ownership, Institutional Investor, Michael Gorzynski, Continental General Insurance, Railcar Manufacturing

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