13F-NT: Flagstar Bank Files 13F-NT Notice for Q4 2025

Flagstar Bank, National Association, filed a Form 13F-NT notice for the quarter ended December 31, 2025, indicating its holdings are reported by an affiliated manager.

Summary

• Flagstar Bank, National Association, submitted a Form 13F-NT to the SEC for the calendar quarter ended December 31, 2025.
• This filing is a "13F NOTICE," meaning Flagstar Bank itself is not reporting any holdings in this specific document.
• All holdings for Flagstar Bank are reported by another institutional investment manager, specifically FLAGSTAR ADVISORS INC, which has Form 13F File No. 028-21389.
• The report was signed by Bao Nguyen, General Counsel and Chief of Staff, on February 17, 2026, from Hicksville, NY.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral, procedural filing that confirms Flagstar Bank's compliance with SEC reporting requirements without disclosing any performance-related or strategic information.

Positives

• The filing indicates compliance with SEC reporting requirements for institutional investment managers.
• It clarifies the reporting structure, showing that an affiliated entity, FLAGSTAR ADVISORS INC, is responsible for detailing the actual holdings.

Negatives

• No specific negative information is contained within this procedural notice filing.

Risks

• No specific risks related to investment performance or company operations are disclosed in this procedural notice filing.

Future Outlook

NA

Management Comments

• The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.
• Bao Nguyen, General Counsel and Chief of Staff, signed the report on behalf of Flagstar Bank, National Association.

Industry Context

StockSavvy.ai notes that Form 13F-NT filings are standard for institutional investment managers that delegate the reporting of their holdings to an affiliated entity. This ensures transparency regarding which entity is responsible for the detailed disclosure of equity positions, a common practice among larger financial groups with multiple registered investment advisors.

Stakeholder Impact

• Shareholders: Provides clarity on the reporting structure for Flagstar Bank's investment holdings, confirming compliance.
• Regulatory Authorities: Fulfills SEC disclosure requirements for institutional investment managers.

Key Dates

Keywords

Flagstar Bank, 13F-NT, SEC filing, institutional investment manager, holdings report, Flagstar Advisors, Q4 2025, regulatory compliance