FirstSun Capital Bancorp completed the acquisition of First Foundation Inc. on April 1, 2026. The merger involves a stock-for-stock transaction where First Foundation shareholders received 0.16083 shares of FirstSun common stock per share held. First Foundation Bank merged into Sunflower Bank, N.A. as part of the transaction. FirstSun is executing a $3.8 billion balance sheet repositioning to reduce non-core funding, including selling assets and paying down $1.4 billion in FHLB borrowings. First Foundation reported a net loss of $155.2 million for the year ended December 31, 2025, impacted by a $64.3 million provision for credit losses. The combined company aims to strengthen capital ratios and improve liquidity through the post-merger integration.