SCHEDULE: FirstSun Capital Bancorp: Ownership Update Filed

An amendment to Schedule 13G has been filed for FirstSun Capital Bancorp, detailing updated beneficial ownership of Class A Common Stock by several trusts.

Summary

• This filing is an amendment to a Schedule 13G, reporting changes in beneficial ownership of FirstSun Capital Bancorp's Class A Common Stock.
• The amendment reports an additional 5,165 shares acquired by Mollie H. Carter through a restricted stock award vesting on April 1, 2026.
• These shares were subsequently transferred to the Mollie Hale Carter Trust Agreement dated 12/19/1995 on May 20, 2026.
• The reporting persons, which include four trusts managed by Mollie H. Carter, collectively beneficially own 2,559,640 shares, representing 5.80% of the outstanding common stock as of May 7, 2026.
• Mollie H. Carter, as trustee or co-trustee of these trusts, may be deemed to have voting, investment, and dispositive power over these shares.

Sentiment

Score: 6

Explanation: StockSavvy.ai views this filing as neutral to slightly positive, primarily reflecting routine ownership updates rather than significant strategic shifts or performance changes.

Positives

• The filing clarifies ownership stakes, providing transparency to investors.
• The aggregate beneficial ownership of 5.80% by the reporting persons indicates a stable, significant shareholder group.
• The transfer of shares to a trust managed by Mollie H. Carter suggests continued alignment of management interests with the company.

Negatives

• The filing does not contain financial performance data or strategic updates, limiting its insight into the company's operational health.
• The increase in shares, while reported, is a result of a restricted stock award vesting, which is a standard compensation mechanism.

Risks

• Potential for future changes in beneficial ownership by these trusts could impact share price or control dynamics.
• As a director and officer, Mollie H. Carter's dual role as trustee of significant shareholdings could present governance considerations.

Future Outlook

The filing does not contain any forward-looking statements or guidance. It is purely an ownership disclosure.

Management Comments

• As of the date of filing this Amendment No. 2, Mollie H. Carter served as the trustee of the Twin Meadow VHC Trust U/A/D 5/25/2011.
• As of the date of filing this Amendment No. 2, Mollie H. Carter served as the trustee of the Mollie Hale Carter Trust Agreement dated 12/19/1995.
• As of the date of filing this Amendment No. 2, Mollie H. Carter served as the co-trustee of the Wood Racket Trust FBO Mollie H. Carter U/A/D 7/31/2003.
• As of the date of filing this Amendment No. 2, Mollie H. Carter served as the co-trustee of the Orion VHC Trust For the Mollie Hale Carter Family U/A/D 7/8/2011.
• Mollie H. Carter is a director and officer of the Issuer, and the receipt and transfer of shares described above was reported, respectively by her on a Form 4's, as amended, filed with the Securities and Exchange Commission ('SEC') on April 3, 2026 and August 10, 2026.
• Carter owns no other shares of the Issuer's Common Stock.

Industry Context

StockSavvy.ai notes that Schedule 13G filings are common for institutional investors and significant individual shareholders to report their holdings. This filing indicates a substantial, though not controlling, stake held by trusts associated with a key executive, which is typical in the banking sector where insider and related-party holdings are closely watched.

Related Party Transactions

• The transfer of 5,165 shares from Mollie H. Carter to the Mollie Hale Carter Trust Agreement dated 12/19/1995 is a related party transaction, as Mollie H. Carter is the trustee of this trust and a director/officer of the company.

Stakeholder Impact

• Shareholders: Increased transparency regarding significant ownership stakes held by trusts associated with management.
• Management: Mollie H. Carter's continued control over a substantial block of shares through trusts reinforces her influence.
• Creditors: No direct impact indicated by this filing.

Next Steps

• The reporting persons will continue to file amendments to Schedule 13G as required by SEC regulations for any material changes in beneficial ownership.
• Mollie H. Carter will continue to report her beneficial ownership through these trusts.

Key Dates

Keywords

FirstSun Capital Bancorp, Schedule 13G, Beneficial Ownership, Class A Common Stock, Trusts, Mollie H. Carter, Ownership Update, SEC Filing