Net income for 2025 increased to $152.3 million, or $1.47 per diluted share, compared to $142.6 million, or $1.39 per diluted share, in 2024. Total assets grew by $758.1 million to $12.343 billion at December 31, 2025, from $11.585 billion at December 31, 2024. Total loans and leases, excluding loans held for sale, increased by $524.3 million in 2025, reaching $9.508 billion. Total deposits rose by $573.0 million to $10.251 billion at December 31, 2025. Net interest income, the primary revenue source, increased by $47.2 million (12%) to $426.087 million in 2025. Net interest margin (FTE) expanded by 29 basis points to 3.84% in 2025 from 3.55% in 2024. The provision for credit losses increased by $7.6 million to $36.725 million in 2025, including $3.8 million related to the Center acquisition. Noninterest income decreased by $2.4 million (2%) to $96.824 million, primarily due to a $6.3 million decline in card-related interchange income from the Durbin Amendment. Noninterest expense increased by $24.1 million (9%) to $294.828 million, with salaries and employee benefits rising by $14.7 million. The company completed the acquisition of CenterGroup Financial Inc. in April 2025, adding $292.6 million in loans and $278.0 million in deposits. Nonperforming loans increased to 0.97% of total loans at December 31, 2025, from 0.68% at December 31, 2024. The allowance for credit losses as a percentage of nonperforming loans decreased to 137.1% at December 31, 2025, from 193.5% at December 31, 2024. Net charge-offs decreased to $29.4 million in 2025 from $31.2 million in 2024.