Form 4: First BanCorp Executive Vice President Juan Carlos Pavia Reports Stock Transactions

Sentiment:

SEC Form 4 Filing


Juan Carlos Pavia, EVP and Chief Credit Officer of First BanCorp, reports the vesting and subsequent tax withholding of shares related to performance share units and restricted stock, along with the acquisition of additional performance share units.

Summary

  • On March 24, 2025, Juan Carlos Pavia, EVP and Chief Credit Officer of First BanCorp, reported transactions involving First BanCorp common stock.
  • 8,916 performance share units vested, resulting in the acquisition of 8,916 shares of common stock.
  • 2,885 shares were withheld to cover taxes related to the vested performance share units.
  • 1,443 shares were withheld to cover taxes related to restricted stock that vested.
  • Following these transactions, Pavia directly owns 79,336 shares of First BanCorp common stock and 33,446 performance share units.

Sentiment

Score: 6

Explanation: The document is a routine disclosure of stock transactions related to executive compensation. It doesn't contain information that would significantly impact investor sentiment positively or negatively.

Industry Context

This filing is a routine disclosure of executive compensation and stock ownership, common in the financial services industry. It reflects the standard practice of using performance-based equity awards to incentivize executives.

Comparison to Industry Standards

  • Equity compensation is a standard practice across the financial services industry.
  • Companies like JP Morgan Chase, Bank of America, and Citigroup also utilize performance-based equity awards for their executives.
  • The vesting schedules and performance metrics associated with these awards vary by company, but the underlying principle of aligning executive incentives with shareholder value is consistent.

Stakeholder Impact

  • The vesting of performance share units aligns executive compensation with company performance, potentially benefiting shareholders.
  • Tax withholding impacts the executive's personal finances but does not directly affect other stakeholders.

Key Dates

DateDescription
03/24/2022Date of original grant of Performance Share Units and restricted stock.
03/16/2023Date of grant of 13,135 Performance Share Units.
03/21/2024Date of grant of 9,828 Performance Share Units.
03/19/2025Date of grant of 10,483 Performance Share Units.
03/24/2025Date of transaction: Vesting of performance share units, tax withholding, and reporting of beneficial ownership.
03/26/2025Date of signature on the Form 4 filing.

Keywords

First BanCorp, FBP, Juan Carlos Pavia, Performance Share Units, Restricted Stock, Vesting, Tax Withholding, Form 4, SEC Filing, Executive Compensation

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