Form 4: FMNB Director Culp Gifts 3,000 Shares

Farmers National Banc Corp. Director Carl D. Culp reported a gift of 3,000 shares of common stock.

Summary

• Carl D. Culp, a Director at Farmers National Banc Corp. (FMNB), reported a change in beneficial ownership.
• On December 18, 2025, Culp disposed of 3,000 shares of FMNB common stock through a gift (transaction code 'G').
• The shares were disposed of at a price of $0.00 per share.
• Following this transaction, Culp directly beneficially owns 67,565 shares of Farmers National Banc Corp.

Sentiment

Score: 5

Explanation: Neutral. A routine insider gift of a relatively small number of shares, not indicative of significant positive or negative company performance or outlook.

Negatives

• A reduction of 3,000 shares in direct beneficial ownership by Director Carl D. Culp.

Future Outlook

NA

Industry Context

NA

Stakeholder Impact

• Shareholders: A minor reduction in direct insider ownership, which is generally not considered a significant event for the company's overall valuation or governance.

Key Dates

Recommendation

The filing reports a routine insider gift of a small number of shares by a director. This type of transaction typically does not provide sufficient information to alter a fundamental investment recommendation for the company.

Keywords

Farmers National Banc Corp, FMNB, Carl D. Culp, Director, Insider Transaction, Form 4, Stock Gift, Beneficial Ownership