Form 4: FICO EVP Richard Deal Reports Equity Transactions

Fair Isaac Corp's Executive Vice President, Richard Deal, reported the vesting and acquisition of various equity awards and subsequent tax-related share dispositions.

Summary

• Richard Deal, Executive Vice President of Fair Isaac Corp (FICO), reported multiple transactions involving common stock and derivative securities.
• On December 9, 2025, Deal acquired 7,136 shares of common stock and disposed of 3,178 shares at $1,751.69 per share for tax withholding.
• On December 10, 2025, Deal acquired 891 shares of common stock and disposed of 405 shares at $1,752.24 per share for tax withholding.
• The transactions involved the vesting and conversion of Market Share Units (MSUs), Performance Share Units (PSUs), and Restricted Stock Units (RSUs) into common stock.
• A total of 1,256 new Restricted Stock Units were acquired on December 9, 2025, with vesting scheduled in four equal annual installments commencing December 9, 2026.
• Following these transactions, Deal's indirect beneficial ownership of common stock through The Richard S. Deal Revocable Trust stands at 60,893 shares.

Sentiment

Score: 7

Explanation: The filing reflects routine executive compensation activities, including the vesting of equity awards and tax-related share dispositions. The acquisition of new equity awards is a positive sign of continued executive alignment with shareholder interests, while tax withholding is a standard practice. No unexpected or significant negative events are reported.

Positives

• Vesting of Market Share Units, Performance Share Units, and Restricted Stock Units indicates the achievement of employment-contingent conditions.
• Acquisition of new Restricted Stock Units (1,256 units) on December 9, 2025, demonstrates continued equity compensation and executive alignment.
• The transactions reflect ongoing compensation and retention strategies for executive management.

Negatives

• Disposition of 3,178 shares at $1,751.69 and 405 shares at $1,752.24 for tax withholding reduces direct beneficial ownership.

Future Outlook

NA

Industry Context

NA

Stakeholder Impact

• Shareholders: The vesting and acquisition of equity awards align executive interests with shareholder value creation. Tax-related share dispositions are a normal part of executive compensation.
• Employees: Reflects standard executive compensation practices, which can influence broader employee compensation strategies.

Next Steps

• Continued vesting of remaining Market Share Units, Performance Share Units, and Restricted Stock Units on their respective future exercisable dates.

Key Dates

Recommendation

This Form 4 filing details routine insider transactions related to executive compensation, specifically the vesting of equity awards and subsequent tax-related share dispositions, along with the grant of new restricted stock units. These are expected events and do not provide new fundamental information about the company's operational performance or strategic direction that would warrant a change in investment recommendation. The transactions reflect standard compensation practices and executive alignment, thus a 'hold' recommendation is appropriate as there's no new catalyst for a 'buy' or 'sell' decision based solely on this filing.

Keywords

Fair Isaac Corp, FICO, Richard Deal, Insider Trading, Form 4, Equity Awards, Restricted Stock Units, Performance Share Units, Market Share Units, Executive Compensation, Stock Vesting, Tax Withholding