Form 4: FICO Director Braden Kelly Exercises Options, Gifts Shares

Fair Isaac Corp Director Braden Kelly reported exercising stock options, selling shares for tax purposes, and gifting shares to a charitable fund.

Summary

• Braden R. Kelly, a Director of Fair Isaac Corp (FICO), reported multiple transactions involving the company's common stock.
• On December 4, 2025, Kelly exercised 1,457 non-qualified stock options at an exercise price of $247.82 per share.
• Concurrently on December 4, 2025, 203 shares of common stock were disposed of at a price of $1,771.87 per share, likely to cover tax obligations related to the option exercise.
• On December 8, 2025, Kelly gifted 340 shares of common stock to a Donor Advised Fund, a 501(c)(3) entity, with a transaction price of $0.00.
• Following these transactions, Kelly's direct beneficial ownership of Fair Isaac Corp common stock stands at 10,701 shares.
• All 1,457 non-qualified stock options with an exercise price of $247.82 and an expiration date of February 27, 2026, have been exercised, resulting in zero derivative securities of this type remaining.

Sentiment

Score: 5

Explanation: The filing reports routine insider transactions, including option exercise, tax-related sales, and a charitable gift. These actions are generally neutral in sentiment as they represent personal financial management rather than a direct statement on company performance or future prospects.

Positives

• The exercise of stock options by a director can be seen as a positive signal, indicating engagement and realization of value from their compensation.
• The charitable gift of shares to a Donor Advised Fund demonstrates philanthropic activity by the director.

Negatives

• A portion of shares were sold to cover tax liabilities, which is a routine event but reduces the director's direct equity stake.
• The gifting of shares further reduced the director's direct beneficial ownership in the company.

Future Outlook

This Form 4 filing reports past insider transactions and does not contain any forward-looking statements or guidance regarding the company's future performance or outlook.

Industry Context

This filing details routine insider transactions by a director and does not provide information directly related to broader industry trends or competitive landscape. It reflects an individual's management of their equity compensation.

Related Party Transactions

• Braden R. Kelly gifted 340 shares of common stock to a Donor Advised Fund, which is a 501(c)(3) entity. The filing specifies this was a Bona Fide Gift with no compensation given to the donor.

Stakeholder Impact

• Shareholders: The transactions represent a minor change in the director's direct ownership, which is unlikely to have a significant impact on the overall shareholder base or company valuation.
• Employees: No direct impact on employees is indicated by these personal transactions.
• Customers/Suppliers/Creditors: These transactions have no direct impact on the company's operational relationships with customers, suppliers, or creditors.

Key Dates

Keywords

FICO, Fair Isaac Corp, Form 4, Insider Transaction, Stock Options, Director, Share Disposal, Beneficial Ownership, Equity Compensation, Charitable Gift