Form 4: Essent Group Officer Gifts Shares Under 10b5-1 Plan

Essent Group Ltd.'s SVP and Chief Legal Officer, Mary Lourdes Gibbons, reported gifting 775 common shares under a pre-arranged plan.

Summary

• Mary Lourdes Gibbons, SVP and Chief Legal Officer of Essent Group Ltd. (ESNT), reported a disposition of common shares.
• On December 15, 2025, Gibbons gifted 775 common shares of Essent Group Ltd.
• The transaction was executed at a price of $0 per share, consistent with a gift.
• Following this transaction, Gibbons beneficially owns 242,248 common shares directly.
• The transaction was made pursuant to a Rule 10b5-1(c) pre-arranged plan.

Sentiment

Score: 5

Explanation: The transaction is a gift of a relatively small number of shares by an insider, which is a neutral event for the company's operational performance. It does not indicate any positive or negative sentiment regarding the company's future prospects.

Future Outlook

NA

Industry Context

This is a routine insider transaction filing and does not provide broader industry context. Insider gifts are common for estate planning or charitable purposes and typically do not reflect on the company's operational performance or industry trends.

Related Party Transactions

• Mary Lourdes Gibbons, an SVP and Chief Legal Officer of Essent Group Ltd., gifted 775 common shares of the company.

Stakeholder Impact

• Minimal impact on shareholders due to the small number of shares involved relative to total outstanding shares.
• No direct impact on employees, customers, suppliers, or creditors.

Key Dates

Keywords

Essent Group Ltd., ESNT, Insider Transaction, Form 4, Share Disposition, Mary Lourdes Gibbons, Gift, SVP Chief Legal Officer, Rule 10b5-1