Form 4: EVP Kossover Gifts EQBK Shares to Trust

Equity Bancshares EVP Gregory H. Kossover reported gifting 3,990 shares of Class A Common Stock to his revocable trust in December 2025, while also noting a prior ESPP purchase.

Summary

• Gregory H. Kossover, EVP and Director of Equity Bancshares Inc. (EQBK), reported changes in his beneficial ownership.
• On December 16, 2025, Kossover gifted 3,192 shares of Class A Common Stock to the Gregory H. Kossover Revocable Trust.
• On December 17, 2025, an additional 798 shares of Class A Common Stock were gifted to the same trust.
• These transactions, totaling 3,990 shares, were reported with a transaction price of $0.00.
• Following these transactions, Kossover directly owns 66,175 shares of Class A Common Stock, which includes 371 shares purchased on August 14, 2025, through the Equity Bancshares, Inc. 2019 Employee Stock Purchase Plan.
• Indirectly, through the Gregory H. Kossover Revocable Trust, he beneficially owns 51,510 shares of Class A Common Stock.
• A Power of Attorney, dated October 25, 2023, authorizes specific individuals to prepare and file SEC Forms 3, 4, and 5 on Kossover's behalf.

Sentiment

Score: 5

Explanation: The filing reports a disposition of shares via gift, which reduces direct beneficial ownership, but also notes a prior acquisition through an employee stock purchase plan, indicating continued investment. Overall, the impact on company sentiment is neutral.

Positives

• The reporting person acquired 371 shares of Class A Common Stock on August 14, 2025, through the company's Employee Stock Purchase Plan, indicating continued investment in the company.

Negatives

• The reporting person disposed of 3,990 shares of Class A Common Stock via gift transactions, reducing his direct beneficial ownership.

Risks

• The reporting person has agreed to indemnify Equity Bancshares, Inc. and the appointed attorneys-in-fact against losses, claims, damages, or liabilities arising from untrue statements or omissions in information provided by him for SEC filings.

Future Outlook

NA

Management Comments

• The undersigned acknowledges that the foregoing attorneys-in-fact, and their substitutes, in serving in such capacity at the request of the undersigned, are not assuming, nor is Equity Bancshares, Inc., any of the undersigned’s responsibilities to comply with Section 16 of the Exchange Act.

Industry Context

This filing is a routine insider transaction report and does not provide information relevant to broader industry trends or competitive analysis.

Corporate Governance

Related Party Transactions

• Gregory H. Kossover, as the reporting person and trustee of the Gregory H. Kossover Revocable Trust, transferred 3,990 shares of Class A Common Stock to this trust.

Stakeholder Impact

• Shareholders: The gift transactions represent a minor reduction in direct insider ownership, which is generally not a significant event unless part of a larger trend. The ESPP purchase shows continued insider investment.
• Management: The Power of Attorney streamlines compliance for the reporting person and provides indemnification to the company and its agents for filing activities.

Key Dates

Keywords

Equity Bancshares, EQBK, Gregory H. Kossover, Insider Trading, Form 4, Beneficial Ownership, Stock Gift, Employee Stock Purchase Plan, Director, EVP