Total consolidated assets increased by 19.5% to $30.6 billion at December 31, 2025, from $25.6 billion at December 31, 2024. Total gross loans grew by 30.4% to $23.6 billion at December 31, 2025, from $18.1 billion at December 31, 2024. Total deposits increased by 19.5% to $25.5 billion at December 31, 2025, from $21.3 billion at December 31, 2024. GAAP net income decreased by 26.2% to $88.2 million for the year ended December 31, 2025, compared to $119.6 million in 2024, primarily due to losses on sales of securities. Operating net income (non-GAAP) increased by 61.7% to $318.0 million in 2025, up from $196.6 million in 2024. Basic GAAP earnings per share decreased to $0.43 in 2025 from $0.66 in 2024, while operating earnings per share (non-GAAP) increased to $1.57 from $1.09. Net interest income rose by 36.4% to $828.6 million in 2025 from $607.6 million in 2024, with net interest margin expanding by 67 basis points to 3.51%. The company completed its merger with HarborOne Bancorp on November 1, 2025, valued at approximately $550.1 million, adding $5.5 billion in total assets and $4.3 billion in deposits. A new share repurchase program was approved on October 23, 2025, authorizing the purchase of up to 11,900,000 shares of common stock over a 12-month period, expiring October 31, 2026. The company repurchased 6,171,784 shares of common stock at an average price of $17.20 during 2025.