Dave Inc. achieved record financial results for the fourth quarter and full year ended December 31, 2025. Fourth quarter 2025 revenue increased 62% year-over-year to $163.7 million, with full-year 2025 revenue up 60% to $554.2 million. Net income for Q4 2025 grew 292% to $66.0 million, and full-year net income increased 238% to $195.9 million. Adjusted EBITDA for Q4 2025 rose 118% to $72.9 million, and full-year Adjusted EBITDA increased 162% to $226.7 million. Monthly Transacting Members (MTMs) increased 19% year-over-year to 2.93 million, with Average Revenue Per User (ARPU) expanding 36% year-over-year. ExtraCash originations grew 50% year-over-year to $2.2 billion, while the ExtraCash Monetization Rate Net of Losses reached a record 4.8%. The average 28-day past due rate improved by 12% quarter-over-quarter to 1.89%, attributed to the CashAI v5.5 underwriting engine. The Board of Directors authorized a new share repurchase program of up to $300 million, replacing the previous $125 million program. Dave Inc. established a 2026 outlook reflecting revenue growth of 25% 28% ($690 million $710 million) with expanding Adjusted EBITDA margins ($290 million $305 million) and Adjusted EPS (Diluted) of $14.00 $15.00. Amendments were made to the employment agreements of CEO Jason Wilk and CFO & COO Kyle Beilman, primarily concerning PSU vesting and, for Mr. Beilman, an increase in annual base salary to $475,000, a target bonus of 75% of base salary, and a target annual long-term incentive opportunity for 2026 of $4,000,000.