Form 4: Customers Bancorp Director Acquires Stock

Customers Bancorp Director Robert Mackay acquired 573 shares of common stock on December 15, 2025, as part of his Q4 2025 compensation.

Summary

• Robert Neil Mackay, a Director of Customers Bancorp, Inc. (CUBI), acquired 573 shares of common stock.
• The transaction occurred on December 15, 2025, with a deemed execution date also on December 15, 2025.
• The shares were acquired at a price of $72.98 per share.
• This acquisition was in lieu of cash for director compensation for the fourth quarter of 2025.
• Following this transaction, Robert Neil Mackay beneficially owns 8,918 shares of Customers Bancorp common stock.
• The filing was made pursuant to Section 16(a) of the Securities Exchange Act of 1934 and indicates a transaction made under a Rule 10b5-1(c) plan.

Sentiment

Score: 7

Explanation: The sentiment is moderately positive as a director choosing to receive compensation in stock rather than cash indicates confidence in the company's future and aligns their interests with shareholders.

Positives

• A director choosing to receive compensation in company stock rather than cash demonstrates confidence in the company's future performance and aligns their interests with those of shareholders.
• The increase in the director's beneficial ownership to 8,918 shares strengthens insider alignment.

Future Outlook

The filing does not contain specific forward-looking statements or guidance regarding the company's future performance.

Industry Context

Insider transactions, such as director stock acquisitions, are common in the financial services industry. When directors opt for stock compensation, it is often viewed as a positive signal, indicating their belief in the company's long-term value, which is a common practice among well-governed financial institutions.

Related Party Transactions

• The acquisition of stock by Director Robert Neil Mackay in lieu of cash for compensation for Q4 2025 constitutes a related party transaction, which is a standard and disclosed practice for director remuneration.

Stakeholder Impact

• Shareholders may view the director's increased stake as a positive sign of management's commitment and belief in the company's value.
• The transaction reinforces the alignment of interests between the board and shareholders.

Key Dates

Keywords

Customers Bancorp, CUBI, Insider Transaction, Form 4, Director Compensation, Stock Acquisition, Robert Mackay, Financial Services, Banking