Total assets grew to $24.9 billion in 2025, representing a 14% CAGR since 2019. Core EPS reached $7.61 in 2025, up from $2.35 in 2019. Tangible book value per share increased to $61.77. The bank achieved a Net Promoter Score (NPS) of 81, significantly above the industry benchmark of 41. The cubiX payments platform surpassed $2 trillion in total network activity in 2025. Management is prioritizing AI and automation to improve operational efficiency and reduce risk.