Form 4: Cullen/Frost Executive Reports Stock Transactions

Cullen/Frost Bankers GEVP Chief HR Officer Annette M. Alonzo reported the acquisition of 1,638 shares and disposition of 690 shares of common stock.

Summary

• Annette M. Alonzo, GEVP Chief HR Officer of CULLEN/FROST BANKERS, INC. (CFR), reported transactions involving the company's common stock.
• On February 5, 2026, Alonzo acquired 1,638 shares of common stock at a price of $0 per share. These shares represent performance stock units granted on October 25, 2022, for the three-year performance period ending December 31, 2025, as approved by the Compensation & Benefits Committee.
• On the same date, Alonzo disposed of 690 shares of common stock at a price of $143.6 per share.
• Following these transactions, Alonzo directly beneficially owns 20,131 shares of common stock.
• Additionally, Alonzo indirectly beneficially owns 15,800.948 shares through a 401(k) Plan, which includes 134 shares acquired through the Cullen/Frost Bankers, Inc. Thrift Stock Plan.

Sentiment

Score: 6

Explanation: StockSavvy.ai views this as a neutral to slightly positive event. The acquisition of performance-based shares indicates successful goal achievement, while the disposition is a common occurrence for liquidity or tax planning, not necessarily signaling a negative outlook.

Positives

• Acquisition of 1,638 shares of common stock, representing shares earned from performance stock units for a three-year period ending December 31, 2025, indicates successful achievement of performance targets.
• An additional 134 shares were acquired through the Cullen/Frost Bankers, Inc. Thrift Stock Plan, contributing to overall beneficial ownership.

Negatives

• Disposition of 690 shares of common stock at a price of $143.6 per share, which reduces direct holdings.

Future Outlook

NA

Industry Context

StockSavvy.ai notes that this Form 4 filing details an insider transaction, which is a routine disclosure and does not inherently reflect broader industry trends. Such filings provide transparency into executive compensation and stock ownership changes.

Key Dates

Recommendation

This Form 4 filing details routine insider transactions related to executive compensation and a subsequent sale. While the acquisition of performance shares is positive, the disposition is not unusual. These transactions alone do not provide sufficient new information to warrant a change in investment recommendation for a seasoned investor or institution.

Keywords

Cullen/Frost Bankers, CFR, Insider Trading, Form 4, Stock Transaction, Executive Compensation, Performance Stock Units, Common Stock