SCHEDULE: Ruane, Cunniff & Goldfarb Discloses 4.9% Credit Acceptance Stake

Investment adviser Ruane, Cunniff & Goldfarb L.P. reported a 4.9% beneficial ownership of Credit Acceptance Corporation's common stock as of December 31, 2025.

Summary

• Ruane, Cunniff & Goldfarb L.P. reported beneficial ownership of 536,132 shares of Credit Acceptance Corporation common stock.
• This represents 4.9% of the issuer's class of securities, specifically Common Stock, $.01 par value.
• The reporting person holds sole voting power over 534,520 shares and sole dispositive power over 536,132 shares.
• The securities were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of the issuer.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral filing, representing a routine disclosure of beneficial ownership by an institutional investor, with no indication of significant strategic changes or performance implications for Credit Acceptance Corporation.

Future Outlook

NA

Industry Context

StockSavvy.ai notes that Schedule 13G filings are routine disclosures by institutional investors holding less than 5% of a company's stock, indicating passive investment intent rather than strategic shifts. This filing provides transparency regarding a significant, but non-controlling, stake in Credit Acceptance Corporation.

Stakeholder Impact

• Minimal impact on shareholders, as this is a routine disclosure of a passive investment below the 5% threshold, indicating no intent to influence control or operations.

Key Dates

Keywords

Credit Acceptance Corporation, Ruane Cunniff & Goldfarb, Schedule 13G, Beneficial Ownership, Common Stock, Investment Adviser, 225310101