Form 4: Director Scott Vassalluzzo Increases Stake in CACC

Director Scott J. Vassalluzzo acquired 358 shares of Credit Acceptance Corp common stock on June 10, 2026.

Summary

• Director and 10% owner Scott J. Vassalluzzo acquired 358 shares of Credit Acceptance Corp (CACC) common stock.
• The transaction occurred on June 10, 2026.
• The acquisition price was $0, indicating these were likely equity grants or compensation-related awards.
• Following this transaction, Mr. Vassalluzzo directly owns 65,758 shares of CACC common stock.
• Mr. Vassalluzzo also maintains an indirect interest in 2,758 shares held in family accounts.

Sentiment

Score: 6

Explanation: StockSavvy.ai views this as a mildly positive signal, as insider accumulation of stock typically reflects confidence in the issuer's future performance.

Positives

• Insider acquisition of shares signals management confidence in the company's long-term prospects.
• The reporting person maintains a significant ownership stake, aligning interests with shareholders.

Negatives

• None identified in this filing.

Risks

• None identified in this filing.

Future Outlook

No forward-looking guidance or strategic outlook provided in this ownership disclosure.

Industry Context

StockSavvy.ai notes that insider buying is generally viewed as a positive sentiment indicator, particularly when executed by directors or 10% owners who have deep insight into the company's operational health.

Comparison to Industry Standards

• Insider transactions are standard regulatory filings for publicly traded companies under SEC Section 16(a).
• The acquisition of shares by a director is consistent with standard corporate governance practices for aligning executive and director incentives with shareholder value.

Related Party Transactions

• The filing notes 2,758 shares held in family accounts, for which the reporting person disclaims beneficial ownership.

Stakeholder Impact

• Shareholders may view the increased ownership by a director as a sign of stability and commitment.

Next Steps

• No future actions or milestones were disclosed in this filing.

Key Dates

Keywords

Credit Acceptance Corp, CACC, Insider Trading, Form 4, Scott Vassalluzzo, Director Ownership