Form 4: Director Goris Buys CBKM Shares

Consumers Bancorp Director Bradley Goris purchased 300 shares of common stock at $23.3 per share, increasing his beneficial ownership.

Summary

• Bradley Goris, a Director of Consumers Bancorp Inc. (CBKM), acquired 300 shares of common stock.
• The transaction occurred on December 10, 2025, at a price of $23.3 per share.
• Following this purchase, Goris beneficially owns a total of 22,688.697 shares, which includes shares acquired through a dividend reinvestment plan.

Sentiment

Score: 7

Explanation: An insider purchase, especially by a director, generally indicates confidence in the company's prospects, which is a positive signal for investors. The transaction size is relatively small but still reflects a positive sentiment from management.

Positives

• An insider, a Director, purchased shares, which can signal confidence in the company's future prospects.
• The purchase increases the director's alignment with shareholder interests.

Future Outlook

This Form 4 filing does not contain any forward-looking statements or guidance regarding the company's future outlook.

Industry Context

Insider purchases, particularly by directors, are often viewed positively in the banking sector as they can indicate management's belief in the company's stability and growth potential amidst prevailing economic conditions and regulatory landscapes. This specific transaction is a small individual purchase and does not significantly alter the broader industry context.

Comparison to Industry Standards

• This is an individual insider transaction and does not lend itself to direct comparison with industry-wide financial results or project benchmarks.
• However, insider buying activity across the banking sector is generally monitored as an indicator of sentiment. For example, similar purchases by directors at regional banks like First Financial Bancorp (FFBC) or Wesbanco (WSBC) would be viewed in a similar light, signaling confidence in their respective institutions.

Related Party Transactions

• Bradley Goris, a Director of Consumers Bancorp Inc., purchased 300 shares of the company's common stock. This transaction is considered a related party transaction as it involves an insider of the company.

Stakeholder Impact

• Shareholders: May view the insider purchase as a positive signal, potentially increasing confidence in the stock.
• Management/Employees: Reinforces alignment between leadership and company performance.

Key Dates

Recommendation

While the insider purchase by a director is a positive signal, indicating management confidence, the transaction size of 300 shares is relatively small. It suggests a favorable outlook but is not substantial enough on its own to warrant a 'buy' recommendation without further fundamental analysis of the company's financial performance and market position. Therefore, a 'hold' recommendation is appropriate, acknowledging the positive insider sentiment while awaiting more comprehensive data.

Keywords

Consumers Bancorp, CBKM, Insider Trading, Form 4, Stock Purchase, Director, Bradley Goris, Financial Services, Banking