Reported record net income of $98.1 million, or $5.44 per basic share, for the year ended December 31, 2025, an 18.4% increase from $82.8 million, or $4.61 per basic share, in 2024. Total revenue for 2025 increased by $34.0 million year-over-year, with net interest revenue up $33.0 million (17.7%) and noninterest income up $1.1 million (1.7%). Net interest margin, on a fully tax equivalent basis, increased by 26 basis points to 3.62% for 2025. The loan portfolio grew by $408.3 million, or 9.1%, to $4.9 billion at December 31, 2025. Deposits, including repurchase agreements, increased by $387.5 million, or 7.3%, to $5.7 billion at December 31, 2025. Shareholders' equity increased by $98.5 million, or 13.0%, to $856.1 million at December 31, 2025. Total nonperforming loans decreased by $7.5 million, or 28.2%, to $19.2 million, representing 0.39% of total loans. The reserve coverage (allowance for credit losses to nonperforming loans) significantly improved to 314.0% at December 31, 2025, from 206.0% at December 31, 2024. Net loan charge-offs increased to $7.4 million, or 0.16% of average loans, for 2025, compared to $5.5 million, or 0.13% of average loans, for 2024. Noninterest expense increased by $12.1 million, or 9.3%, to $143.1 million, primarily due to increases in personnel, data processing, and occupancy costs. The annual dividend paid to stockholders was increased from $1.86 per share to $2.00 per share during 2025. CTBI's Community Bank Leverage Ratio (CBLR) was 13.64% and Community Trust Bank, Inc.'s (CTB) CBLR was 13.19% as of December 31, 2025, both well above the 9% regulatory minimum.