SCHEDULE 13G/A: Fourthstone Entities Update Beneficial Ownership in Colony Bankcorp, Holding 3.90% Stake

Fourthstone LLC and its affiliated entities have filed an Amendment No. 4 to Schedule 13G, disclosing a combined beneficial ownership of 3.90% in Colony Bankcorp Inc.'s common stock as of March 31, 2025.

Summary

• Fourthstone LLC, along with its affiliated entities (Fourthstone Master Opportunity Fund Ltd, Fourthstone GP LLC, Fourthstone QP Opportunity Fund LP, and Fourthstone Small-Cap Financials Fund LP), and L. Phillip Stone, IV, collectively reported beneficial ownership of 682,658 shares of Colony Bankcorp Inc. common stock.
• This aggregate ownership represents 3.90% of Colony Bankcorp Inc.'s outstanding common stock.
• The percentage is calculated based on 17,520,136 shares of common stock outstanding as of December 31, 2024, as reported in Colony Bankcorp Inc.'s Form 10K filed on March 12, 2025.
• Fourthstone LLC directly holds these shares on behalf of its advisory clients.
• The reporting persons explicitly certify that the securities were acquired and are held in the ordinary course of business and not for the purpose or with the effect of changing or influencing the control of Colony Bankcorp Inc.

Sentiment

Score: 5

Explanation: Neutral. This is a standard regulatory filing disclosing beneficial ownership and does not contain information that would inherently indicate positive or negative sentiment regarding the issuer's performance or outlook.

Future Outlook

NA

Management Comments

• The reporting persons certify that the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the Issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that effect.

Industry Context

This filing indicates a significant, but non-controlling, investment by an investment adviser in a regional bank, which is a common strategy for specialized financial sector funds. It reflects an investment position rather than a strategic industry move by the issuer.

Stakeholder Impact

• Shareholders: Provides transparency regarding a significant institutional ownership stake, which can influence market perception and liquidity.
• Employees, Customers, Suppliers, Creditors: No direct impact indicated by this ownership disclosure, as the filing explicitly states no intent to influence control.

Key Dates

Keywords

Colony Bankcorp Inc., Fourthstone LLC, Schedule 13G, beneficial ownership, common stock, investment adviser, SEC filing, financials, banking