Form 4: Colony Bankcorp EVP Gifts 8,883 Shares Under 10b5-1 Plan

Colony Bankcorp's EVP, Gregory Eiford, reported a gift of 8,883 shares of common stock on December 16, 2025, under a pre-arranged 10b5-1 plan.

Summary

• Gregory Eiford, Executive Vice President and Chief Credit Officer of Colony Bankcorp Inc. (CBAN), reported a disposition of 8,883 shares of common stock.
• The transaction occurred on December 16, 2025, and was a gift (transaction code 'G').
• The shares were disposed of at a price of $0, consistent with a gift.
• Following this transaction, Mr. Eiford directly beneficially owns 33,923 shares of Colony Bankcorp, Inc. common stock.
• The transaction was made pursuant to a contract, instruction, or written plan for the purchase or sale of equity securities of the issuer, intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Sentiment

Score: 5

Explanation: The sentiment is neutral as this is a routine insider transaction (a gift) and does not reflect a direct buy or sell decision based on market conditions or company performance. The transaction was also pre-planned under a 10b5-1 plan.

Negatives

• A reduction in direct insider ownership, though minor, could be perceived as a slight negative by some investors, even if for estate planning purposes.

Future Outlook

The filing does not contain any forward-looking statements or guidance regarding the company's future performance.

Industry Context

This Form 4 filing is a routine disclosure of an insider stock transaction, common across all publicly traded companies. It reflects an individual executive's personal share management rather than a broader industry trend or strategic move by Colony Bankcorp.

Stakeholder Impact

• Shareholders: A minor reduction in direct insider ownership by an executive, which is generally not considered significant enough to impact shareholder sentiment materially, especially given it's a gift under a pre-arranged plan.

Key Dates

Keywords

Colony Bankcorp, CBAN, Insider Transaction, Form 4, Stock Gift, Gregory Eiford, 10b5-1 Plan, Executive Vice President, Common Stock