Form 4: Coastal Financial Director Receives Stock Grant

Sentiment:

Statement of Changes in Beneficial Ownership


Director Pamela Unger acquired 1,193 shares of Coastal Financial Corp common stock via a restricted stock grant.

Summary

  • Director Pamela Unger was granted 1,193 shares of Coastal Financial Corp (CCB) common stock.
  • The transaction occurred on May 26, 2026.
  • The shares were granted under the Coastal Financial Corporation 2018 Omnibus Incentive Plan.
  • Following this transaction, the director's total beneficial ownership is 6,255 shares.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral, routine disclosure of director compensation that does not signal a change in company strategy or financial health.

Positives

  • Alignment of director interests with shareholders through equity-based compensation.
  • The grant is part of a standard incentive plan, indicating routine corporate governance practices.

Negatives

  • None identified.

Risks

  • Vesting of the restricted stock is contingent upon the director's continued service until one day prior to the 2027 Annual Shareholder Meeting.

Future Outlook

The restricted stock units are scheduled to vest one day prior to the issuer's 2027 Annual Shareholder Meeting.

Industry Context

StockSavvy.ai notes that director equity grants are standard practice in the banking sector to ensure long-term alignment between board members and institutional performance.

Comparison to Industry Standards

  • The use of an Omnibus Incentive Plan for director compensation is consistent with standard corporate governance practices among regional financial institutions.
  • The vesting schedule tied to annual meetings is a common retention mechanism used by peers such as other regional community banks.

Corporate Governance

Change TypeDescriptionEffective DateImpact Assessment
Equity CompensationGrant of restricted stock under the 2018 Omnibus Incentive Plan.05/26/2026Increases director equity stake, aligning interests with shareholders.

Stakeholder Impact

  • Shareholders benefit from increased director alignment with long-term company performance.

Next Steps

  • Vesting of the 1,193 shares prior to the 2027 Annual Shareholder Meeting.

Key Dates

DateDescription
05/26/2026Date of the restricted stock grant transaction.
05/28/2026Date the Form 4 was filed with the SEC.

Keywords

Coastal Financial Corp, CCB, Form 4, Insider Trading, Director Compensation, Equity Grant

Disclaimer:The information provided here is for general informational purposes only and does not constitute financial advice, recommendation, or endorsement of any kind. It may contain errors or omissions. You should not rely on this information to make financial decisions. Always seek the advice of a qualified financial professional before making any investment or financial decisions. Use of this information is at your own risk.