Form 4: Jeffrey R White Reports CZFS Beneficial Ownership Plan

Jeffrey R White, Executive Vice President of Citizens Financial Services Inc., filed a Form 4 detailing beneficial ownership of common stock under a Rule 10b5-1 plan.

Summary

• Jeffrey R White, Executive Vice President of CITIZENS FINANCIAL SERVICES INC (CZFS), is the reporting person.
• The filing indicates beneficial ownership of 12 shares of Common Class stock.
• The shares are held indirectly, specifically within the 'SAME HOUSEHOLD'.
• The earliest transaction date reported is June 21, 2025.
• The transaction is made pursuant to a contract, instruction, or written plan for the purchase or sale of equity securities intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).
• The filing was signed by Gina Marie Boor under a Power of Attorney dated July 16, 2024, with a signature date of December 11, 2025.

Sentiment

Score: 5

Explanation: This Form 4 is a routine disclosure of beneficial ownership by an executive under a Rule 10b5-1 plan, providing no direct positive or negative sentiment regarding company performance or strategy.

Positives

• The filing confirms an executive's continued beneficial ownership in the company, demonstrating alignment with shareholder interests.

Future Outlook

This filing is a disclosure of beneficial ownership and does not contain forward-looking statements or guidance regarding the company's future performance or outlook.

Industry Context

This Form 4 filing is a routine regulatory disclosure of an executive's beneficial ownership and does not provide specific insights into broader industry trends or competitive landscape. It reflects an individual's planned equity transactions within the financial services sector.

Stakeholder Impact

• Shareholders: Provides transparency regarding an executive's planned equity holdings, which can be a factor in assessing management alignment.

Key Dates

Keywords

CITIZENS FINANCIAL SERVICES INC, CZFS, Form 4, beneficial ownership, insider ownership, Jeffrey R White, Executive Vice President, Rule 10b5-1 plan, common stock