Form 4: Director Gifts CZFS Shares, Reduces Stake
Insider Transaction Report
R. Joseph Landy, a Director and 10% owner of Citizens Financial Services Inc., reported gifting 266 shares of common stock.
Summary
- R. Joseph Landy, a Director and 10% owner of Citizens Financial Services Inc. (CZFS), reported a disposition of common stock.
- The transaction involved gifting 266 shares of COMMON CLASS stock on December 5, 2025.
- The shares were disposed of at a price of $0 per share, consistent with a gift.
- Following this transaction, R. Joseph Landy directly beneficially owns 27,727.3892 shares of common stock.
Sentiment
Score: 5
Explanation: The filing reports a routine insider transaction (gift of shares) which is generally neutral in terms of market sentiment for the company.
Future Outlook
This filing does not contain any forward-looking statements or guidance regarding the company's future performance or outlook.
Industry Context
This insider transaction is specific to the beneficial ownership changes of a director at Citizens Financial Services Inc. and does not provide broader insights into industry trends or competitive landscape.
Stakeholder Impact
- Shareholders: Minimal impact due to the small number of shares involved relative to the company's total outstanding shares.
- Employees, Customers, Suppliers, Creditors: No direct impact from this insider transaction.
Key Dates
| Date | Description |
|---|---|
| 08/22/2022 | Date of Power of Attorney granted by R. Joseph Landy to Gina Marie Boor. |
| 12/05/2025 | Date of the reported transaction (disposition of shares by gift). |
| 12/08/2025 | Date the Statement of Changes in Beneficial Ownership was signed. |
Keywords
Citizens Financial Services Inc, CZFS, Form 4, Insider Transaction, Director, Stock Gift, Beneficial Ownership
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