Form 4: CZFS Director Gifts Common Stock

Sentiment:

Insider Transaction Report


R. Joseph Landy, a director at Citizens Financial Services Inc., reported gifting 20 shares of common stock on October 2, 2025.

Summary

  • R. Joseph Landy, a Director of Citizens Financial Services Inc. (CZFS), reported a transaction.
  • The transaction involved the disposal of 20 shares of COMMON CLASS stock.
  • The transaction occurred on October 2, 2025, and was coded as a 'G' transaction, indicating a gift.
  • The shares were disposed of at a price of $0 per share.
  • Following this transaction, R. Joseph Landy directly beneficially owns 27,850.1881 shares of COMMON CLASS stock.

Sentiment

Score: 5

Explanation: The filing reports a minor insider transaction (a gift of 20 shares) which is neutral in terms of company performance or strategic direction.

Future Outlook

This filing does not contain any forward-looking statements or guidance.

Industry Context

This filing reports a routine insider transaction and does not provide information relevant to broader industry trends or competitive analysis.

Stakeholder Impact

  • The disposal of 20 shares by a director is a negligible amount and is unlikely to have any material impact on shareholders, employees, customers, suppliers, or creditors.

Key Dates

DateDescription
08/22/2022Date of Power of Attorney granted to Gina Marie Boor by R. Joseph Landy.
10/02/2025Date of the reported transaction (disposal of common stock).

Keywords

CZFS, Citizens Financial Services, Form 4, Insider Transaction, Director, Stock Gift, Equity Disposal

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