13F-HR: Citizens Financial Group Reveals Q1 2025 Investment Portfolio

Citizens Financial Group's latest 13F filing reveals their investment holdings as of March 31, 2025, totaling over $5 billion across 807 entries.

Summary

• Citizens Financial Group filed its Form 13F for the quarter ended March 31, 2025.
• The filing discloses the firm's holdings, which include a total value of $5,067,892,490 across 807 entries.
• The report is a combination report, meaning that some holdings are reported by other managers.
• Citizens Bank, National Association and Clarfeld Financial Advisors, LLC are listed as other managers reporting for Citizens Financial Group.
• The filing includes detailed information on individual holdings, including the name of the issuer, title of the class, CUSIP, value, shares, and voting authority.

Sentiment

Score: 5

Explanation: The document is a regulatory filing, so the sentiment is neutral. It simply reports holdings without expressing opinions.

Positives

• The portfolio is well-diversified across a large number of securities (807 entries).
• The presence of both 'sole' and 'shared' voting authority suggests active management and engagement with portfolio companies.
• The portfolio includes investments in major, well-established companies like Apple, Microsoft, and Amazon, which may provide stability.

Industry Context

Form 13F filings are a standard requirement for institutional investment managers with over $100 million in assets under management, providing transparency into their investment strategies and holdings.

Comparison to Industry Standards

• Comparing the portfolio's sector allocation to benchmarks like the S&P 500 can reveal Citizens Financial Group's investment biases.
• Analyzing the portfolio's turnover rate against industry averages can indicate the activeness of their investment strategy.
• Comparing the portfolio's performance against relevant benchmarks (e.g., S&P 500, MSCI EAFE) would provide insights into the effectiveness of their investment decisions.
• Other comparable companies that file 13F reports include State Street Corporation, BlackRock, and Vanguard.

Stakeholder Impact

• Shareholders can use this information to understand the investment strategy of Citizens Financial Group.
• The holdings may influence the stock prices of the companies included in the portfolio.
• The investment decisions reflect the financial institution's view on various sectors and companies.

Key Dates

Keywords

Form 13F, investment portfolio, institutional investment manager, holdings, Citizens Financial Group, securities